Have you been hurt in a car accident in Mississippi that was not your fault? Are you struggling because a negligent driver caused severe injuries? Do you have medical bills and other expenses you were not prepared for?
You’re not alone. Did you know our legal help is available to you?
The car accident personal injury lawyers in Jackson, MS at Derek L. Hall, PC, can give you the advice you need to make sure that you are taken care of. We can fight to get compensation for you. We can help cover all of your medical needs, not just your current bills.
If you have been injured in a car accident call Derek L. Hall, PC, at (601) 202-2222 or contact us online now for a free consultation. Let us fight for the compensation you deserve.
How to Pay Medical Bills from an Auto Accident Injury in Mississippi
A Forbes article highlighted a startling fact: three-fourths of American workers live paycheck to paycheck, leaving them with little to no emergency savings. If you find yourself in this situation and suddenly become the victim of a careless driver, the consequences can be devastating. You might be unable to work while your medical bills start to pile up, turning a challenging financial situation into a full-blown crisis— all because of someone else's moment of negligence.
The pain and mental stress from your injuries can make it difficult to navigate your options. While you might consider accepting the insurance company's initial offer, it’s crucial to recognize that you deserve better. There are resources and legal options available to help you secure the compensation you need for your recovery.
Compensation Available in a Car Accident Claim
The amount you may be entitled to can vary significantly based on the severity of the crash and the extent of your injuries. Every car accident case is unique, and we recognize that your situation deserves personalized attention and care. We are committed to treating each case individually, ensuring you receive the compassion and support you need.
When pursuing a car accident claim, you may be able to recover compensation for various expenses, including:
- Medical Bills: Coverage for current medical expenses related to your injuries.
- Future Medical Expenses: Compensation for anticipated future medical treatment.
- Rehabilitation Costs: Expenses incurred for physical therapy and rehabilitation services.
- Loss of Wages: Recovery for income lost due to your inability to work after the accident.
- Future Loss of Income: Compensation for potential earnings lost in the future due to ongoing disability or impairment.
- Pain and Suffering: Compensation for the physical pain and emotional distress resulting from your injuries.
You deserve fair compensation that reflects the true impact of the accident on your life. Understanding your rights and options is the first step toward achieving the justice you seek.
Common Injuries Seen After Car Crashes
Car accidents, even seemingly minor ones, can lead to a range of injuries, from concussions to serious neck pain. If you've been involved in a car crash, we urge you to seek medical attention immediately. Some injuries may not present symptoms right away, so a thorough examination by a medical professional can help identify both visible and hidden injuries, ensuring you receive the necessary treatment to aid your recovery.
The injuries sustained in a serious car wreck can vary widely, but some of the most common include:
- Traumatic Brain Injury (TBI)
- Concussion
- Head, Neck, and Spine Injuries
- Fractured Bones
- Soft Tissue Damage
- Internal Bleeding
- Knee Damage
- Chest and Rib Injuries
- Cuts and Bruises
- Burns
Mississippi Auto Insurance Coverage and Fault Laws
Mississippi is considered an “at-fault” car accident state. The person who caused the accident is “at fault” or responsible for the damage and injuries they caused. This rule seems straightforward enough. However, Mississippi has another rule that can alter the amount of money you may be entitled to after a car accident.
Mississippi also uses a “comparative negligence” rule. This means if you bear some responsibility for what happened, your financial award will be reduced by your percentage of fault for the crash. For example, if a court finds that you were 20 percent responsible for a car crash, your damages award is decreased by 20 percent.
That is why if you are partially to blame for the Mississippi car accident, you need a car wreck lawyer from the legal team of Derek L. Hall, PC. We can help you sort through your options. We can determine the best course of action to get you the money you need and deserve.
How to Deal with Insurance Adjusters After a Traffic Collision In Mississippi
You’re hurt and in pain after a Mississippi car wreck. The medical bills are pouring in, and you’re just trying to stay financially afloat. The last thing you need is to be bullied by insurance adjusters. They spend their days settling claims just like yours – over and over and over again. They are the experts, and they are trying to pay you as little as possible. When insurance companies talk you out of getting the compensation you need, that is ultimately an act of bad faith.
After your car crash, keep these handy tips in mind when dealing with insurance adjusters:
- Keep calm. You may be feeling frustrated and anxious, but you should remain calm. Don’t miss important pieces of information or say anything you’ll later regret. You may feel angry and annoyed while on the phone, but your best course of action is to remain calm and polite.
- Who are you talking to? Write down or record the name of the person with whom you are talking. Also, record the name of the company they work for and a direct phone number.
- Don’t go into detail. Insurance adjusters might fish for information about you, your work, and your income. They’ll also ask about the accident itself and the injuries you suffered. Remember that you don’t need to go into detail on their questions. You may believe you are doing the right thing by telling your side of the story. However, a mistake or forgotten detail about the crash can be used against you – especially if the insurance adjuster doesn’t want to pay what you deserve.
- Always take notes. Take good notes on any conversation that you have with an insurance adjuster.
- Don’t consent to recorded conversations. Remember the adjusters cannot record you without your permission. Some insurance adjusters will tape your conversation and claim it is for your protection. That conversation may then be used against you. If you make a mistake, forget to mention a small detail or stumble through a complicated question, this can later be used as the reason for an unfair settlement.
- Don’t jump on the first offer. An insurer handles car accident claims day in and day out. Insurance adjusters want to get in and get out as quickly as they can and for as little money as possible. Remember that the insurance company is a for-profit business. Resist the urge to take the initial offer. It will be tempting to take the money now, but will it be enough to cover all of your expenses?
- Call an attorney. As you can see, insurance adjusters handle car accident cases all the time. They’re waiting for you to make an error when you file a claim. Any mistake gives them cover and an excuse not to pay out what they owe.
It’s easy to make a mistake when you try to deal with an insurance company on your own, but you don’t have to. An experienced car accident attorney can speak with the insurance agent on your behalf.
At Derek L. Hall, PC, we know how to deal with insurance companies. We know how to get you the compensation that you need to recover and pay off your bills.
What are the Mistakes You Must Avoid in Your Mississippi Car Accident Claim
Navigating a car accident claim can be challenging. Here are key mistakes to avoid that could jeopardize your injury claim:
- Don’t Delay Filing Your Claim: The longer you wait to file, the more difficult it may become to recover what you deserve. Evidence may fade, witnesses may forget, and details can become hazy. In Mississippi, there are strict deadlines for filing personal injury claims, and missing these can result in losing your right to compensation.
- Seek Medical Attention Promptly: Failing to seek medical care for your injuries is a common pitfall. While medical treatment can be costly, neglecting your health can hinder your recovery and may be used against you in your claim.
- Avoid Exaggerating Your Injuries: Misrepresenting the nature or extent of your injuries can seriously damage your case. Honesty is crucial when presenting your situation.
- Request the Official Accident Report: The police accident report is a vital piece of evidence that outlines the circumstances of the crash. Make sure to obtain a copy as soon as possible.
- Keep Detailed Records: Maintain comprehensive records related to your accident. This includes medical documentation, notes from discussions with insurance adjusters, and photographs of the scene and your injuries. These details can significantly support your case.
- Seek Legal Advice: One of the most critical mistakes is not consulting a lawyer after your accident. Getting professional legal guidance can help you understand your rights and options, ensuring you pursue the compensation you deserve.
Talk With a Car Accident Lawyer in Jackson, MS for Free Today
At Derek L. Hall, PC, we know that after a motor vehicle collision, people are hurt and struggling. They are worried about what comes next. Reaching out to our personal injury law firm will ensure you get the compensation you’re owed.
Let us help you put your mind at ease. We offer a free consultation. You’ll meet a compassionate Jackson car accident attorney who wants to help you get on the road to recovery.
Car accidents can happen at any time, that’s why we’re available 24/7. Call us at 601-202-2222 or contact us online, and let us fight for you.