After a construction accident occurs, you should always report it to OSHA so it can investigate and prevent similar accidents from harming other workers. The findings of OSHA’s investigation may also strengthen your case against the at-fault parties.
Depending on who the at-fault parties are and whether you are an employee or an independent contractor, you may have different options for seeking compensation.
For example, employees are generally covered by their employer’s
workers’ compensation insurance in exchange for not being able to sue their employer for work-related injuries. However, they can still file
personal injury lawsuits against third parties, like subcontractors and equipment manufacturers, who contributed to their injuries.
On the other hand, workers’ compensation doesn’t cover independent contractors, so they must seek compensation through personal injury lawsuits. However, unlike employees, independent contractors can sue their employer directly.
Multiple parties may sometimes be liable for your damages following a construction accident. Holding each of these parties financially accountable for the harm they caused is the best way to maximize your recovery.
