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This is where uninsured motorist coverage comes to play, and is most important. If you purchase uninsured motorist coverage for you and your family, or a family member that you live with has uninsured motorist coverage, then you may seek recovery from that source. Otherwise, you may be out of luck, and you may end up having to pay for your own injuries. That happens a lot in Mississippi unfortunately, because many drivers in Mississippi either don’t carry enough coverage, or don’t carry any at all.