What is bodily injury liability insurance?

Each liability insurance policy is broken into two prongs, when we’re talking about auto insurance.

The first prong would be property damage which means, if you hit somebody else’s car then your insurance is going step in and pay to repair the car up to the limits of your insurance coverage. The bodily injury portion is the same, except it covers injuries to persons rather than property. That portion, if someone is injured in the accident, then your bodily injury portion of that insurance policy would cover those damages up to limits of your insurance policy.