Should I try to settle directly with the other driver’s insurance company?

If my mother asked me that question, I would tell her absolutely not. And I’d tell you the same thing and the reason for that is the insurance companies are there, not to pay claims, but to pay as little as possible on claims. If you’re not experienced in dealing with these companies, then you are not dealing with a level playing field with them. Our law firm does this every day and so we know what to look for and we know how to push it and we have the ability to go file lawsuits if we don’t get the answers for our clients that we think they deserve. So, should you go negotiate with them on your own? If it were me, I probably wouldn’t.