Can the at-fault driver’s insurance company refuse to compensate me because I was driving without insurance?

While in Mississippi, it’s mandatory that you carry liability insurance. That in and of itself does not preclude recovery from an at-fault driver’s insurance company. If they have caused a car wreck and they have insurance, then you can collect against that insurance company. We face that situation occasionally with clients who have not insured themselves, and we’re still able to get recovery from them, or for them, from the insurance company of the at-fault driver. So the answer is yes, you can.